Rappaport Wealth Management
Rappaport Retirement Index 2026
Rappaport Retirement Index 2026
Rappaport Retirement Index 2026
February 2026 Release: Rappaport Retirement Index RRI
For 2013 the RRI YOY rose 1.62%
For 2014 the RRI YOY dropped 1.32 %
For 2015 the RRI YOY dropped 1%
For 2016 the RRI YOY rose 2.33%
For 2017 the RRI YOY rose 2.19%
For 2018 the RRI YOY rose 2.05%
For 2019 the RRI YOY rose 2.39%
For 2020 the RRI YOY rose 1.48%
For 2021 the RRI YOY rose 6.27%
For 2022 the RRI YOY rose 6.83%
For 2023 the RRI YOY rose 3,53%
For 2024 the RRI YOY rose 3.08%
For 2025 the RRI YOY rose 2.94%
For February 2026 RRI YOY rose 2.79%
In 2022, Social Security beneficiaries saw a 5.9% boost to benefits, which was followed by a higher 8.7% increase in 2023. That subsided to a 3.2% increase in 2024, followed by a more modest 2.5% bump for 2025. 2026 increase is 2.8%.
“Inflation for seniors ticked up slightly in February coming in at 2.79% vs 2.72% for January. Most areas were relatively flat with increases in food and Medical costs leading to the increase. The announcement of the 2026 increase of 2.8% in the Social Security Cost of Living Adjustment is below the current inflation number. New tariffs are creating a huge uncertainty for inflationary pressures as are the effects of the Big Beautiful Bill. If inflation reignites, seniors will fall behind and feel the pressure of higher costs but for now seniors are just keeping pace. The Rappaport Retirement Index chooses not to break out food and energy to provide a core rate. The purpose of the RRI is to provide planning and inflation and inflation data for the real world and last I checked, senior eat and drive around so although the core rate may be good for planning as it relates to the Federal Reserve and interest rates, it does little to help financial planner help their clients plan for this extended phase of their client's financial life. “said H Craig Rappaport, creator of the Rappaport Retirement index.
The Rappaport Retirement Index is a new inflation index for retirees released monthly to provide better financial planning replaces the CPI-U (Urban) as the main inflation tool.
Retirement Specialist and Accredited Wealth Management Advisor H Craig Rappaport, using statistical data and guidance provided by the Bureau of Labor and Statistics, releases the Rappaport Retirement Index.
For several decades, the baby boom generation has been preparing for retirement. The Rappaport Retirement Index is the first inflation index for financial planners, retirees and soon-to-be retirees needing to know how to plan and invest to create and accurately calculate their retirement income needs.
The Department of Labor has gathered inflation data for the elderly and calculated an inflation index for this group for over 25 years but does not release the results. It is called the Consumer Price Index for the Elderly. The Rappaport Retirement Index uses the data to calculate a forward looking and useful index for real people doing real planning and having to live with the consequences of their actions.
H Craig Rappaport, the author of Live Long Live Rich -Creating Your Retirement Paycheck and President of Rappaport Wealth Management, is available for interviews Specializing in retirement, Rappaport has appeared in the Wall Street Journal, Fox News, CNN Headline News, Bloomberg, The Dow Jones News Service as well as many television shows, magazines, newspapers and can be heard on the radio daily.
For questions or interviews: 1-610-293-8005 or at Craig@rappaportwealth.com
Rappaport Retirement Index 2026
Rappaport Retirement Index 2025
January 2026 Release: Rappaport Retirement Index RRI
For 2013 the RRI YOY rose 1.62%
For 2014 the RRI YOY dropped 1.32 %
For 2015 the RRI YOY dropped 1%
For 2016 the RRI YOY rose 2.33%
For 2017 the RRI YOY rose 2.19%
For 2018 the RRI YOY rose 2.05%
For 2019 the RRI YOY rose 2.39%
For 2020 the RRI YOY rose 1.48%
For 2021 the RRI YOY rose 6.27%
For 2022 the RRI YOY rose 6.83%
For 2023 the RRI YOY rose 3,53%
For 2024 the RRI YOY rose 3.08%
For 2025 the RRI YOY rose 2.94%
For January 2026 RRI YOY rose 2.72%
In 2022, Social Security beneficiaries saw a 5.9% boost to benefits, which was followed by a higher 8.7% increase in 2023. That subsided to a 3.2% increase in 2024, followed by a more modest 2.5% bump for 2025. 2026 increase is 2.8%.
“Inflation for seniors dropped in January coming in at 2.72% vs 2.94% for December. Most areas were relatively flat with drops in Food, Housing and transportation leading to the decline. The announcement of the 2026 increase of 2.8% in the Social Security Cost of Living Adjustment is below the current inflation number. New tariffs are creating a huge uncertainty for inflationary pressures as are the effects of the Big Beautiful Bill. If inflation reignites, seniors will fall behind and feel the pressure of higher costs but for now seniors are just keeping pace. The Rappaport Retirement Index chooses not to break out food and energy to provide a core rate. The purpose of the RRI is to provide planning and inflation and inflation data for the real world and last I checked, senior eat and drive around so although the core rate may be good for planning as it relates to the Federal Reserve and interest rates, it does little to help financial planner help their clients plan for this extended phase of their client's financial life. “said H Craig Rappaport, creator of the Rappaport Retirement index.
The Rappaport Retirement Index is a new inflation index for retirees released monthly to provide better financial planning replaces the CPI-U (Urban) as the main inflation tool.
Retirement Specialist and Accredited Wealth Management Advisor H Craig Rappaport, using statistical data and guidance provided by the Bureau of Labor and Statistics, releases the Rappaport Retirement Index.
For several decades, the baby boom generation has been preparing for retirement. The Rappaport Retirement Index is the first inflation index for financial planners, retirees and soon-to-be retirees needing to know how to plan and invest to create and accurately calculate their retirement income needs.
The Department of Labor has gathered inflation data for the elderly and calculated an inflation index for this group for over 25 years but does not release the results. It is called the Consumer Price Index for the Elderly. The Rappaport Retirement Index uses the data to calculate a forward looking and useful index for real people doing real planning and having to live with the consequences of their actions.
H Craig Rappaport, the author of Live Long Live Rich -Creating Your Retirement Paycheck and President of Rappaport Wealth Management, is available for interviews Specializing in retirement, Rappaport has appeared in the Wall Street Journal, Fox News, CNN Headline News, Bloomberg, The Dow Jones News Service as well as many television shows, magazines, newspapers and can be heard on the radio daily.
For questions or interviews: 1-610-293-8005 or at Craig@rappaportwealth.com